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    Legal

    Terms of Service

    Last updated October 15, 20257 sections

    The agreement that governs your use of MSA's tools, courses, and analysis platform.

    Acceptance of Terms

    By accessing and using MSA services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

    Use of Services

    Our services are provided for informational and educational purposes. The underwriting tools and analysis should not be considered financial advice. Always conduct your own due diligence before making investment decisions.

    Account Responsibilities

    You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

    Intellectual Property

    All content, tools, and materials provided through MSA are protected by intellectual property rights. You may not reproduce, distribute, or create derivative works without our express permission.

    Refund Policy

    All MSA products are digital. We stand behind their quality with a 90-day money-back guarantee on one-time purchases — including the MSA Analyzer, Underwriting Course, and Complete Bundle. See our Refund Policy for full details on subscriptions, cancellations, and how to request a refund.

    Limitation of Liability

    MSA is not liable for any investment decisions made based on our tools or educational content. Use of our services is at your own risk.

    Changes to Terms

    We reserve the right to modify these terms at any time. Continued use of our services after changes constitutes acceptance of the new terms.

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